County Commissioners' Association of Ohio - 88 CCAO - Serving Ohio Counties Since 1880


County employees may participate in deferred compensation plans authorized under Section 457 of the Internal Revenue Code. Such plans can supplement retirement income and can defer current tax liabilities for employees.

Under a deferred compensation plan participants can invest part of their paychecks before withholding for state and federal income taxes is deducted. The savings and earnings on the investments are not subject to taxes until they are withdrawn from the plan, usually at retirement, when most people will not have as much taxable income.

The CCAO Deferred Compensation Program was established in 1985 to serve the needs of county employees. County officials and employees in 88 counties defer additional money to supplement their retirement income under the program.

The plan is overseen by a committee of county officials who recognize the needs of their employees. Emphasis is placed on service to the individual to help achieve a comfortable, secure retirement for county employees.

The County Commissioners Association of Ohio Service Corporation (CCAOSC) has selected Empower Retirement to administer and market this plan. Empower Retirement is Ohio's premier county deferred compensation provider in all 88 Ohio counties with tens of thousands of county employee members and hundreds of millions under the Ohio county plan administration. Empower Retirement is the nation’s second-largest retirement services company with over 8 million total participants.  They manage nationwide assets over 435 billion dollars in over 34,000 total retirement plans. 

CCAO Deferred Comp Plan - Empower Retirement logoIf you have any questions regarding your CCAO Deferred Compensation account, please call 800/284-0444 or visit and click on the "contact us" link located in the upper-right corner of the home page.  

CCAO Representative and Territory Map

Empower Retirement is an endorsed CCAOSC program partner.